COVID-19 Rental and Mortgage Assistance


Additional funding for rental and mortgage assistance as well as a business assistance program may be made available at a later date. Applications continue to be processed. 

Monroe County will be distributing funding totaling $838,069 to Monroe County residents who are behind in their mortgage or rent payments to COVID-19 hardships. This is a countywide program and is inclusive of the municipalities. Anyone who rents or owns in the Florida Keys may be eligible. Anyone who has been economically impacted due to COVID-19 is eligible and the level of assistance will be looked at individually and will be based on need.

Documents needed for eligibility include the application, a copy of the applicant’s driver’s license or identification card, a lease or deed in the name of the applicant, a statement from the landlord or bank showing the applicant is behind in payments, and a notarized self-certification of income and assets.

Of the $838,000, Florida Housing Finance Corporation set aside $638,069 to help those who fall under the 120 percent area medium income range, meaning a single person can make $84,600 or less, or $120,840 per year for a family of four. The County moved $200,000 in CARES Act funding to help those who may not qualify under those conditions. The application applies to both funding sources.

Once the application is complete with the required documents, the packet can be returned via email, fax, or drop boxes located at the social services office at Tradewinds Shopping Center in Key Largo, the Marathon Senior Center/Meal Site, or the Gato Building in Key West. 

Toll-free Coronavirus Relief Fund for Impacted Homeowners and Renters information line 1-888-362-7885 is available from 9 a.m. to 7 p.m. weekdays for those who would like to speak with a representative. Questions can be submitted to