Irma Housing Grants and Programs

The future after IRMA

In the aftermath of Hurricane Irma, the County is seeking funding from various State and Federal agencies starting in 2018 and continuing for future years.

County Commissioners are focused on providing as much opportunity to residents as possible. The County will apply for the grants that become available. Each program has specific rules and programs that can benefit Monroe County property owners.

HOUSING AND URBAN DEVELOPMENT (HUD) FUNDING

This includes funding that the Federal Government recently appropriated through the Housing and Urban Development Department (HUD) to respond to Hurricane Irma impacts. Florida is slated to receive close to $616 million, in the first round. The State of Florida Department of Economic Opportunity (DEO) has prepared an action plan, which identifies programs they will implement using these funds. Monroe County is slated to receive $90 million in the first round.

For more information about HUD Funding for Irma, click here.

Workforce Affordable Rental New Construction - $25 Million Keyswide

The Workforce Affordable Rental New Construction Program will facilitate the creation of quality, resilient affordable housing units to help address the shortage of housing caused by the storms in the most impacted areas of the state. 

DEO will work with the Florida Housing Finance Corporation (FHFC) to leverage CDBG-DR funds with low-income housing tax credits (LIHTC), with or without tax-exempt bond financing for larger multi-family developments. It also will use stand-alone CDBG-DR funds as zero-interest loans to create smaller, multi-family developments. 

Funds will be awarded through a competitive process to qualified developers to support new construction and may include re-development of uninhabitable dwellings.

The Florida Housing Finance Corporation is soliciting Request for Applications to construct workforce housing with $10 million to acquire land and $25 million to build the housing. Land acquired using CDBG-DR funding will remain affordable in perpetuity. The application cycle opens July 2, 2019 and closes August 6, 2019. For additional information go to FHFC Request for Applications.

Land Acquisition for Affordable Workforce Housing - $10 Million Keyswide

DEO will manage a program that will provide funding to purchase land for the development of affordable housing. 

This program will target areas of the state where scarcity of land increases the cost and makes it difficult to develop properties that can be rented at an affordable rate for the community’s workforce.

Monroe County is in the process of identifying vulnerable properties with owners interested in selling their impacted lands to reduce future loss.

Voluntary Home Buyout Program - $10 Million Keyswide

DEO will create a voluntary program to encourage risk reduction through the voluntary purchase of residential property in high flood-risk areas. The Voluntary Home Buyout Program will be a state-managed buyout program that leverages FEMA Hazard Mitigation Grant Program (HMGP) funding, where possible. 

Counties that are interested in participating will have two potential funding options for pursuing home buyouts:

  • Leverage CDBG-DR funding as match for projects that are also eligible for the HMGP.
  • Use stand-alone CDBG-DR funds, located in low- and moderate-  income areas, to buyout residential areas in support of permanent open space, supporting green infrastructure or other floodplain management systems.

TYPES OF PROGRAMS

REPAIR OF DAMAGED HOME, which:

  • Assists families in recovery
  • Assures improvements to homes are code compliant and will be safer in a future storm
34-35 Repair of Damaged Home

REPLACEMENT OF DAMAGED HOME WITH CODE COMPLIANT HOME, which:

  • Mitigates the potential impact of flooding and wind damage in a future storm
Replacement of Damaged Home with Code Compliant Home

ACQUISITION OF HOME AND RELOCATION TO ANOTHER SAFER LOCATION, which: 

  • Relocates families to higher ground out of harm’s way
  • Eliminates future flood damages and health and safety risks for owners and rescuers
  • Reduces repetitive subsidized flood insurance payments and federal disaster assistance
Acquisition of Land and Relocation of Home

ELEVATE HOME ABOVE FLOODPLAIN, which:

  • Relocates families to higher ground out of harm’s way
  • Eliminates future flood damages and health and safety risks for owners and rescuers
  • Reduces repetitive subsidized flood insurance payments and federal disaster assistance
Elevate Home above Floodplain

WIND RETROFITTING BY INSTALLING HURRICANE STRAPS, SHUTTERS OR IMPACT WINDOWS, METAL ROOF, REINFORCED TRUSSES, REINFORCED GARAGE DOOR, which:

  • Mitigates the potential impact of wind damage in a future storm
35 - Wind retrofit of house by installing hurricane shutters

35 - Wind retrofit of house 1

VOLUNTARILY SELL LAND AND HOUSE TO THE COUNTY SO OWNER CAN MOVE TO A DIFFERENT HOME, which:

  • Relocates families to higher ground out of harm’s way.
  • Eliminates future flood damages and health and safety risks for owners and rescuers.
  • Reduces repetitive subsidized flood insurance payments and federal disaster assistance.
  • Restores floodplain to its natural and beneficial function for stormwater storage.
  • Creates open space with the potential for community amenities (i.e. parks, gardens, playing fields, etc.). 
Voluntarily Sell Land and House to County so owner can move to different home

FEMA Mitigation Reconstruction Projects

Mitigation Reconstruction is one of the eligible projects under the FEMA Hazard Mitigation Grant Program (HMGP). A Mitigation Reconstruction project is the construction of an improved, elevated building on the same site where an existing building and/or foundation has been partially or completely demolished or destroyed.