Educating with Extension Newsletters

Each month, the Extension Service publishes a newsletter about its exciting programs and events both past and upcoming. See what we are doing and how you can become involved. 

For our October 2021 newsletter, we featured an article written by Alicia Betancourt, Extension Director. Improve Your Credit Score.credit score

"Improving your credit score take time but it is not hard to do. Here are the steps you can take to get a better score.

 1. Figure out where you stand

 Before you begin do-it-yourself credit repair, you’ll want to get copies of your full credit reports from all three bureaus (Experian, TransUnion, and Equifax).
 You can get your reports truly free, once a year, at www.annualcreditreport.com or by calling 1-877-322-8228. Other websites may claim to offer free reports, but the Federal Trade Commission (FTC) warns that these offers are often deceptive. You can also try free credit score tracking apps Credit Karma or Credit Sesame to get a sense of where you stand. Credit scores range from 300 to 850. A score of between 700 and 740, depending on the scoring method used, is considered “good credit” and usually enough to qualify you for the best credit cards, auto loans and lowest mortgage rates."  

 To read the article, and find events and programs of the Extension Service, check out the October 2021 Newsletter!

If you, or someone you know, would like to begin receiving these newsletters, please contact UF-IFAS Monroe County Extension Services at monroe@ifas.ufl.edu or (305) 292-4501. 

Hard copies are available upon request.

An Equal Opportunity Institution. UF/IFAS Extension, University of Florida, Institute of Food and Agricultural Sciences, Nick T. Place, dean for UF/IFAS Extension. Single copies of UF/IFAS Extension publications (excluding 4-H and youth publications) are available free to Florida residents from county UF/IFAS Extension offices.